La decisión del tribunal de Justicia Europeo de no permitir diferenciación de primas por razón de genero,tendrá una repercusión en el precio de los seguros en los que se tenía en cuenta con factor de dterminación del precio.
La Asociación Británica de Seguros (ABI),estimó el impacto en el mercado británico de esta decisión,se reproduce este párrafo en el documento publicado hoy mismo por dicha asociación.
José Miguel Rodríguez-Pardo del Castillo.
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” ABI-commissioned research by Oxera carried out in autumn 2010 highlighted the possible impact of removing gender from assessing risk:
• For motor insurance: women under the age of 25 could see an average rise of 25 per cent to their premium.
• For annuities: men approaching retirement could see an eight per cent reduction in annuity rates while rates for women approaching retirement could rise by six per cent.
• For life insurance: women could see a rise of as much as 20 per cent in the cost of cover, while men could see a fall of 10 per cent.
Over the next 20 months insurers will have to make large scale changes including amending all affected policy documentation; contacting customers with new information; updating and changing computer systems; ensuring insurance brokers have the right pricing information; adjusting insurance renewals and updating all sales material.
http://www.abi.org.uk
